Top Cashback Credit Cards in UAE for 2025: With spending habits shifting and financial awareness on the rise, consumers across the UAE are seeking cards that not only reward them for everyday purchases but also fit seamlessly into their lifestyles.
Cashback credit cards return a percentage of your spending on qualifying purchases. Whether you’re buying groceries, dining out, or shopping online, these cards offer value with every swipe.
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Major banks like FAB, Emirates Islamic, ADCB, and Mashreq provide cashback programs where earnings can be credited directly to your account or redeemed as discounts, air miles, or even shopping rewards.
Top Cashback Credit Cards in the UAE for 2025
Here’s a look at some of the standout cashback credit cards available in the UAE in 2025:
FAB Cashback Credit Cards
One of the most rewarding cards in the UAE, FAB’s Cashback Credit Card lets you save up to AED 1,000 every month. You earn 5% cashback on fashion and dining, 5% on groceries, 3% on international spends, and 1% on everything else.
Extras include airport lounge access and comprehensive coverage on your purchases. It’s a top choice for both frequent travelers and everyday shoppers.
Emirates Islamic Cashback Plus Credit Card
For an easy comparison, you can also check platforms like YallaCompare to explore the latest offers. Please note that cashback rates, terms, and promotional offers mentioned above are subject to change by the respective banks and may vary over time.
HSBC Live+ Credit Card
10% cashback on food-related spends and 1.5% on most other purchases.
ADCB 365 Cashback Credit Card
Up to 6% cashback across categories, with a AED 365 welcome bonus.
Mashreq Cashback Credit Card
Offers 5% cashback on both local and international dining, 2% on international spends, up to 1% on local transactions, and lower rates for utilities and other spends.
For an easy comparison, you can also check platforms like YallaCompare to explore the latest offers. Please note that cashback rates, terms, and promotional offers mentioned above are subject to change by the respective banks and may vary over time.
How Does the Cashback System Work?
The cashback reward system is a straightforward and appealing benefit for cardholders. You earn a small percentage back, typically between 1% and 5%, every time you make a qualifying purchase.
There are generally two structures:
- Flat-rate cashback: A fixed percentage is applied to all purchases, making it simple and predictable.
- Tiered-rate cashback: Different categories (like fuel, groceries, or dining) offer varying reward percentages, allowing you to maximize returns based on your spending habits.
Some cards also run seasonal promotions with boosted cashback in selected categories. Most cards require a minimum monthly spend to access these perks, though this threshold is usually modest.
Redeeming your cashback is easy and flexible. You can choose from direct bank deposit, statement credits to offset your monthly bill, or rewards such as air miles, gift cards, and even charity donations.
Whether you’re a frequent traveler, a savvy shopper, or simply aiming to get more out of your monthly budget, the right cashback credit card can offer meaningful value. With a wide range of options available in the UAE, the key is to choose one that matches your lifestyle and spending habits.
Among the many options, FAB’s Cashback Credit Card stands out for the generous returns, wide acceptance, and everyday utility, making it easier to turn everyday purchases into tangible rewards, and helping you save more in 2025 and beyond.
Conclusion
In short, if you’re living in the UAE and want your credit card to give you something back every time you spend, a good cashback card is a total win.
Whether you’re paying for groceries, fuel, or that weekend dinner, these cards make sure every swipe counts. Just pick the one that suits your lifestyle like FAB for overall value, Emirates Islamic for daily use, or HSBC for foodies.
A little smart choice today can help you save big through the year. After all, paisa bachana bhi ek art hai!
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